... alt="">Playing fantasy football is all about maximizing value. This is a common theme and widely understood. However, unlike fantasy baseball, where a solid, well-performing team of no stars can work its way through a season and finish in first place, fantasy football is more about maximizing potential than actual value. Owners want upside and high-caliber players because those are the athletes who swing championships.

The reason for the difference lies in the uncertainty of fantasy football. Any player, no matter how unbreakable, can be out for the season any given week, on any given play. Just ask anyone who owned Tom Brady a few years ago. Because of unpredictability of injuries and missed time, the smartest option is to...

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