... 20-12 for the year. I think I have a good feel for today and Monday's games, so lets get off the ball like Steve Hutchinson and hit these picks, which are in bold and based on the Bodog spread.

Note: Due to an upcoming investments midterm, I do not have time to explain these picks, so please trust me that I have done my research for every game. Thanks.

Log onto VincentManning.com for guaranteed college football and NFL locks from now until February, and follow me on Twitter @PeterCady.

NFL Record as of 9/26/09: 20-12

NFL Week Three Locks:

Tennessee (+3) at New York Jets
Jacksonville at Houston (-4, MY SOUTH BEACH LOCK)
Kansas City ...

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