... life is great. Big houses, fast cars, lots of money. But that life is reserved for the big names, names like Dan Marino, Michael Strahan, John Ogden, Tiki Barber, Jerome Bettis, Troy Aikman, and other similar big-name players.

Welcome to the darker side of NFL retirement. Health problems, arrests, drug problems, bankruptcy, and gambling.

Someone like Dan Marino has his retirement set, broadcasting gigs, endorsements, commercials—he's good for life. But let's take a look at the average offensive linemen's retirement. Average, I'm not talking about John Ogden or Matt Birk, but some no-name second stringer.

He gets paid the average for O-linemen, $850,000 a year. Pretty good right? Let's say he plays 10 years. That'...

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